HealthCare.gov Marketplace-Open Enrollment Closed

HealthCare.Gov Marketplace Open Enrollment Now through 1/16/24

You may qualify for a *Special Enrollment Period* if:

You had Medicaid during the COVID-19 pandemic, but were disenrolled due to not being eligible, did not complete your annual renewal packet or did not receive or respond to your renewal packet. Call GHP at 844-232-7740 to schedule an appointment to enroll into health care coverage you qualify for. We are helping those in Genesee, Saginaw and Bay Counties.

You have recently been laid off, lost your job and your health care coverage: If you are unsure about what coverage you may qualify for and not sure where to get help, Genesee Health Plan (GHP) is here to help you and your family in Genesee, Saginaw and Bay Counties with your health care enrollment and re-enrollment needs. GHP is able to offer these enrollment services into the HealthCare.Gov Marketplace with the support of its second federal Navigator Cooperative Agreement Award from the Centers for Medicare & Medicaid Services (CMS). If you’re a Genesee County resident and do not qualify for enrollment into the HealthCare.Gov Marketplace or Medicaid, call us Toll Free at 844-232-7740 and ask an Enrollment Specialist for information about Genesee Health Plan, which you may qualify for. GHP is only available to Genesee County residents.

CLICK HERE for more information about understanding special enrollment periods.

You are a member of a federally recognized tribe or shareholder of the Alaska Native Claims Settlement Act (ANCSA):

You can enroll into a HealthCare Marketplace plan all year round. If you are an American Indian or an Alaskan Native, you can enroll at any time and change your plan up to once a month AND if your income is between 100-300% of the Federal Poverty Level, you can enroll in a “zero cost sharing” plan where you would have ZERO out of pocket costs (deductibles, copayments, and coinsurance). Genesee Health Plan (GHP) is here to help you and your family in Genesee, Saginaw and Bay Counties with your health care enrollment and re-enrollment needs.

Additional Special Enrollment Period Qualifications/Information:

Examples of Special Enrollment Qualifications are:

• Loss of health coverage
• Change in household size (having a baby, adopting a child, or placing a child in foster care)
• Change in residence (zip code)
• Change in school (if you are a student)
• Citizenship status change
• Release from incarceration
• Marriage
• Divorce or separation
• Denied Medicaid or Children’s Health Insurance Plan (CHIP) coverage outside of open enrollment after you applied during open enrollment

* SEP are valid within 60 days of change Call our office at 844-232-7740 to speak to an Enrollment Specialist if you believe you qualify for a Special Enrollment Period. Over-the-phone, virtual or in-person appointments available. 

Now that open enrollment is closed, GHP can still assist you with questions about your HealthCare.Gov Marketplace plan or assist if you’re new to Marketplace.

Health Insurance for Small Businesses and Employees

Genesee Health Plan (GHP) can help small business owners by helping cover those who don’t qualify for your employee health insurance plan, including those who work part-time. If you want more information or need help, please call Shannon at 844-232-7740 ext. 245. CLICK HERE for more information about small business health coverage from HealthCare.Gov.

Check out the On the Road with MTA podcast, featuring GHP Communications Coordinator, Shannon Ciszek, speaking with Stephanie K with MTA about Open Enrollment!

Tax Resources:

Tax Tools provide consumers with the information they need to file IRS Forms 8962 (to calculate their premium tax credit (PTC)) and 8965 (to claim an affordability exemption for 2018). They are generally used by consumers who did not receive advanced payments of PTC (APTC) during the year, or who did not receive a 1095-A

Click here to view information on 2023 health care coverage and federal taxes/tax preparation on the HealthCare.Gov website

Click here for the Health Coverage Tax Tool through the healthcare.gov website to help you figure out your premium tax credit and claim an affordability exemption

Additional Resources:

Click here to be directed to healthcare.gov/marketplace website

Click here for free 2023 tax preparation sites

Haga clic aquí para visitar el sitio web de healthcare.gov

Click here for information on the “No Surprises Act” which protects individuals covered under group or individual health plans from receiving surprise medical bills when receiving most emergency services and non-emergency services from out-of-network providers at in-network facilities.

Click here for Marketplace Tips on the healthcare.gov website

Click here for Marketplace coverage and Coronavirus

Click here for Cost Sharing Reductions

Click here to learn how to estimate your expected income

Click here to see if you qualify for a *Special Enrollment Period*